Auto Financing & Car Loans in Richmond, KY

At Jack Burford Chevrolet, we want your Chevrolet ownership experience to be one you enjoy for a long time. And that experience starts with the buying process. That's why we've created an online financing portal with all the tools and information necessary to complete your purchase. In addition, we've designed our auto financing programs and tools to take the stress out of the equation. 

Our team of finance professionals is ready to help you navigate the process of buying a new car near Lexington. Our finance experts will answer all your questions, give you expert advice, and simplify the paperwork. So whether you want a brand-new vehicle or a pre-owned model, we guarantee your financing experience with us will be fast and hassle-free.

New and Pre-Owned Vehicle Financing Options

You can purchase your car, truck, or SUV at a competitive price at Jack Burford Chevrolet. In most situations, shoppers choose to secure an auto loan. Our finance managers tailor loans to meet any budget and all credit categories. 

A conventional loan typically runs for 36 to 72 months, but terms can be adjusted. Your interest rate varies based on your credit score, income, loan amount, and other factors. Our finance managers can help find you the best deal.

If you find yourself in complicated financial straits, such as being upside-down on your current car loan or having a less-than-perfect credit score, we can still help. Our extensive lender network means we can find auto financing for everyone.

Perhaps you're considering a lease. More buyers choose this route nowadays than in years past due to certain lease benefits. For example, you typically have a smaller down payment when you lease. In addition, when your lease ends after two years, you can buy the car. At this point, your loan will be much lower than it would be if you bought the same vehicle new, so you'll have a more affordable monthly payment.

Financial Professionals Working for You

Our finance department has decades of loan and lease experience, and our team has the expertise to help buyers of all credit levels. If you wish to discuss your financial options, contact us and schedule a meeting. First, we'll discuss your financial situation and goals, then we'll find the right deal for you.

Many buyers come to us with a loan secured from their credit union or a bank with a great low rate. We're okay working with lenders outside our circle and will happily coordinate the necessary documents to process your loan.

However, you should know that working with outside lenders often slows the process down. Sometimes it takes several days of transferring paperwork for signatures between lenders, you, and our team before we complete the deal. 

When you shop for a loan with us, we do everything in-house. As a result, you can find your dream car, process the paperwork, and drive off the lot in just a few hours.

Online Shopping Tools at Jack Burford Chevrolet

We've put together some excellent online tools to help you through your car-buying process so you have a hassle-free shopping experience. You can browse inventory, craft a deal, value your trade, and complete the purchase from your home, office, or anywhere you have an internet connection. Our tools are designed to save you time and simplify your experience.

We always suggest buyers get preapproved for a loan before they begin shopping. We've streamlined the application process with our online preapproval form. In a matter of seconds, you'll know your loan amount, interest rate, monthly payment, and all the pertinent data of the deal. You can then shop confidently with this information, not wasting time viewing vehicles that don't fit your deal.

And if you want to trade in your old car, truck, or SUV, we'll take it. You can use our online trade valuation tool. It takes a few seconds to fill out the year, make, mileage, and condition of your trade. The system will then produce a fair offer you can bring us when it's time to finish your purchase. What's more, we'll buy your old car whether or not you purchase another vehicle from us.

You can start shopping once you've received your loan approval and valued your trade. We recommend you browse our new Chevy cars for sale to begin. After finding a vehicle or two you're interested in, you can use our auto loan payment calculator. This tool lets you see how loan amounts, interest rates, and trade-in values affect your deal and monthly payment.

Jack Burford Chevrolet Specials

We always want to add value for our customers, which is why we've created various specials to help you get the best possible deal. These specials include:

New Vehicle Specials

Our new vehicle specials rotate often due to our high sales volume. So if you're looking for something specific, we recommend you check the list often. However, we always have a selection of SUVs, such as the Chevrolet Trailblazer and Tahoe, at discounted pricing or special incentives. And if you're looking for a pickup, you can find a great deal on the Silverado 1500.

Used Vehicle Specials

Of course, we always have many pre-owned Chevrolet vehicles, such as the Equinox, Tahoe, and Trailblazer. And our used Chevrolet Silverado pickups come in various cab and bed configurations. But we also have used cars, trucks, and SUVs from nearly every brand. So please take a look at our used vehicle specials list to see what we're offering today.

Special Offers for Select Individuals

We recognize that some people deserve rewards for the jobs they do and their achievements. This is why we extend special offers to these special people with the following deals:

• Military discount.
• College graduate discount.
• Educator discounts.
• First responder discounts.

You can save up to $1,000 using these special offers.