Auto Finance Center in Richmond, KY
At Jack Burford Chevrolet, we want your Chevrolet ownership experience to be one you enjoy for a long time. And that experience starts with the buying process. That's why we've created an online financing portal with all the tools and information necessary to complete your purchase. In addition, we've designed our auto financing programs and tools to take the stress out of the equation.
Our team of finance professionals is ready to help you navigate the process of buying a new car. Our finance experts will answer all your questions, give you expert advice, and simplify the paperwork. So whether you want a brand-new car or a pre-owned model, we guarantee your financing experience with us will be fast and hassle-free.
New and Pre-Owned Vehicle Financing Options
You can purchase your car, truck, or SUV at a competitive price at Jack Burford Chevrolet. In most situations, shoppers choose to secure an auto loan. Our finance managers tailor loans to meet any budget and all credit categories.
A conventional loan typically runs for 36 to 72 months, but terms can be adjusted. Your interest rate varies based on your credit score, income, loan amount, and other factors. Our finance managers can help find you the best deal.
If you find yourself in complicated financial straits, such as if you're upside-down on your current car loan, or you have a less-than-perfect credit score, we can still help. Our extensive lender network means we can find auto financing for everyone.
Perhaps you're considering a lease. More buyers choose this route nowadays than in years past due to certain lease benefits. For example, you typically have a smaller down payment when you lease. In addition, when your lease ends after two years, you can buy the car. At this point, your loan will be much lower than it would be if you bought the same vehicle new, so you'll have a more affordable monthly payment.
Financial Professionals Working for You
Our finance department has decades of loan and lease experience, and our team has the expertise to help buyers of all credit levels. If you wish to discuss your financial options, contact us and schedule a meeting. First, we'll talk about your financial situation and goals, then we'll search for the right deal for you.
Many buyers come to us with a loan secured from their credit union or a bank with a great low rate. We're okay working with lenders outside our circle and will happily coordinate the necessary documents to process your loan.
However, you should know that working with outside lenders often slows the process down. Sometimes it takes several days of transferring paperwork for signatures between lenders, you, and our team before we complete the deal.
When you shop for a loan with us, we do everything in-house. As a result, you can find your dream car, process the paperwork, and drive off the lot in just a few hours.
Online Shopping Tools at Jack Burford Chevrolet
We've put together some excellent online tools to help you through your car-buying process so you have a hassle-free shopping experience. You can browse inventory, craft a deal, value your trade, and complete the purchase from your home, office, or anywhere you have an internet connection. Our tools are designed to save you time and simplify your experience.
We always suggest buyers get preapproved for a loan before they begin shopping. We've streamlined the application process with our online preapproval form. You'll know your loan amount, interest rate, monthly payment, and all the pertinent data of the deal in a matter of seconds. You can then shop confidently with this information, not wasting time viewing vehicles that don't fit your deal.
And if you want to trade in your old car, truck, or SUV, we'll take it. You can use our online trade valuation tool, which is powered by VINCUE. It takes a few seconds to fill out the year, make, mileage, and condition of your trade. The system will then produce a fair offer you can bring us when it's time to finish your purchase. What's more, we'll buy your old car whether or not you purchase another vehicle from us.
You can start shopping once you've received your loan approval and valued your trade. We recommend you browse our virtual inventory to begin. After finding a vehicle or two you're interested in, you can use our auto loan payment calculator. This tool lets you see how loan amounts, interest rates, and trade-in values affect your deal and monthly payment.
Jack Burford Chevrolet Specials
We always want to add value for our customers, which is why we've created various specials to help you get the best possible deal. These specials include:
New Vehicle Specials
Our new vehicle specials rotate often due to our high sales volume. So if you're looking for something specific, we recommend you check the list often. However, we always have a selection of SUVs, such as the Chevrolet Trailblazer and Tahoe, at discounted pricing or special incentives. And if you're looking for a pickup, you can find a great deal on the Silverado 1500.
Used Vehicle Specials
Of course, we always have many pre-owned Chevrolet vehicles, such as the Equinox, Tahoe, and Trailblazer. And our used Chevrolet Silverado pickups come in various cab and bed configurations. But we also have used cars, trucks, and SUVs from nearly every brand. So please take a look at our used vehicle specials list to see what we're offering today.
Special Offers for Select Individuals
We recognize that some people deserve rewards for the jobs they do and their achievements. This is why we extend special offers to these special people with the following deals:
- Military discount.
- College graduate discount.
- Educator discounts.
- First responder discounts.
You can save up to $1,000 using these special offers.
The Benefits Of Leasing
Are you from Winchester, KY and interested in a Chevy lease? While a discussion with one of our finance professionals might be the best way of determining whether it’s a great fit for your lifestyle, there are a few common traits among people who lease - they drive fewer than 15,000 miles a year, they get the urge to get a new vehicle like the Chevy Equinox in a new color every few years, and they’re not the type of folks who care a lot about customizing their car. If this sounds like you, chat with us more about the specifics of leasing the model you're interested in!
Leasing is becoming an extremely popular form of financing because of some of the impressive perks:
- First, there’s the fact that you can drive a new Chevrolet for a lower monthly payment than you could get with an auto loan unless you put a lot of cash down.
- There is also the fact that leasing is a short-term commitment, so you will have access to new Chevy cars, trucks, and SUVs with the latest technology and upgrades quite frequently.
- Many folks also love the fact that they will have manufacturer’s warranty coverage for the entire time they have the vehicle.
- Our Chevy lease deals and KY finance offers can help you save more on your next Chevy lease.
The Benefits Of Buying
While leasing works for many Lexington, KY customers, it is not the perfect fit for everyone. Some shoppers prefer taking out a traditional auto loan because:
- They like the equity position that purchasing puts them in when they pay off their loan.
- They can use that equity in the vehicle to buy a new vehicle, do something completely different with it, or save it.
- Drivers who purchase also like the fact that they don’t need to worry about the mileage restrictions of leasing or the damage fees they would incur if they got into a minor accident.
- Not to mention, purchasing your vehicle allows you the complete freedom to customize your ride however you see fit!
If you're in it for the long haul with your next vehicle, we encourage you to check out the rates available to you through a traditional auto loan. With this type of financing, in just a few years you could be free of a car payment and downright own your vehicle! Plus, we offer plenty of Chevy finance offers to make purchasing your next vehicle more affordable, too!
Explore Your Auto Financing Options in Richmond Today
At Jack Burford Chevrolet in Richmond, Kentucky, we like to put a smile on every customer's face and a dream vehicle in their driveway. Whether this is your first time buying a car or you're ready to trade up to a new model, when you purchase a car from us, you'll get a great deal and a vehicle you can enjoy for many years. To get started, schedule a meeting online with a finance manager. They'll answer your questions and help you navigate the financing process.